Representative Example
17.9% 17.9% p.a. £350
APR Representative (variable) Purchase Rate (variable) Credit limit
  • 0% on purchases will apply for 3 months from account opening date, thereafter 17.9% (variable)
  • Pay on time each month and stay within your credit limit to keep your promotional rates. When the promotional offer ends any outstanding amount will be charged interest at your standard variable rate
  • Minimum payment must be paid by direct debit each month
  • No annual fee
  • Up to 56 days interest free credit when balance is paid in full by the payment due date
  • You can check your balance any time at a Bank of Ireland cash machine
  • Customer Service: Our staff are available to take your calls: Mon-Fri 8am – 8pm and Sat 10am – 5pm
  • Easy access to cash advance facility (please refer to Summary Box for rates/fees)
  • PIN selection/balance enquiry at Bank of Ireland UK cash machines
To apply for the card you need to be 18 or over and able to prove you’re a full-time student. You can do this by showing us your Student ID card. You must have an average monthly turnover on your account of £100 excluding any student loan or grant payments. If your 3rd level student account is not held with Bank of Ireland UK you will have to provide us with six months bank statements when you apply for your credit card. Applications are subject to status. Terms and Conditions apply.