Brexit and Bank of Ireland (UK) plc

On 29 March 2017, the UK Government began the formal process for the UK to exit the European Union. This followed the referendum in June 2016, when the people of the UK voted to leave the EU.

We would like to reassure customers that the continuity of our services in the UK will be fully maintained after Brexit.

Bank of Ireland (UK) plc is a UK bank with offices in London, Belfast, Bristol and Solihull, and 28 branches across Northern Ireland. We are committed to the UK.

We comply with, and are subject to, the requirements of the UK regulators, the Financial Conduct Authority and the Prudential Regulation Authority. We have been engaging with our stakeholders, including our partners and regulators. Whatever the outcome for Brexit, our focus is on supporting our customers.

We expect that Bank of Ireland (UK) plc deposits, mortgages, loans, credit cards and other products will continue to operate as normal. If we do need to make changes to any of our services following the UK’s withdrawal from the EU, we will provide our customers with as much notice as possible.


Frequently asked questions


  • Are my deposits safe?
    Customer deposits held with Bank of Ireland (UK) plc will continue to be eligible for protection under the UK’s Financial Services Compensation Scheme (FSCS).

    The level of that protection per financial institution is currently £85,000 per person or £170,000 for joint accounts. Bank of Ireland (UK) plc is the deposit taker for accounts provided through its partnerships with Post Office and AA, and through its Northern Ireland franchise. Eligible balances in these accounts are included in the Bank of Ireland (UK) plc/per person protection limit through the FSCS.

    Further information on Brexit and the FSCS can be found on the FSCS website.

    FSCS website

  • What should I do to protect myself from fraud?

    We won’t need to contact you to ask you for any new information or to update any of the details that we hold as a result of Brexit.

    Please be aware that fraudsters may try to use Brexit to trick you into divulging confidential information by saying, for example, that a trusted service provider needs you to confirm some personal details – you should always be careful with any unsolicited emails, calls or text messages that you receive.

    For more information on the safety and security of your accounts, please see our Security Zone.

    Security Zone