Mortgage offers

Special offers when you switch your mortgage to us

Mortgage offers available to Northern Ireland Customers only.

If you’re looking to stay in your home and switch from your current lender, we have a range of mortgages that could help you to save money. You may be able to switch to a better rate, or you may want to choose a mortgage that helps you save on upfront costs. You could also borrow more for reasons including home improvements or helping a close relative buy their first home.

At Bank of Ireland UK we offer a range of products for customers who are ready to switch their mortgage. These may offer:

  • Fixed rates for up to 5 years
  • No standard legal fees when you use one of our nominated solicitors1
  • No standard valuation fees
  • No product fee
  • Cashback payable on completion

1Terms and conditions apply

Before you consider remortgaging you should check with your existing mortgage provider to see whether there are any Early Repayment Charges or fees that you’ll have to pay if you leave them. If you decide to switch, you should also take into consideration any potential future rate changes that may affect you including the rate that you revert to once your promotional rate ends and any increases in the Bank of England Base Rate or in our Standard Variable Rate.

Need advice?

If you prefer to receive advice on the type of mortgage products available, how much you can afford or whether you are eligible or meet our requirements for a mortgage, you can:

  • visit us in branch and talk to one of our qualified Mortgage Advisers, or
  • apply online with advice, or
  • call us and speak to an adviser.

We’ll guide you through the application process, carry out an assessment of your needs and circumstances and recommend the best Bank of Ireland UK mortgage product for you.

Know which mortgage you want?

If you’re sure that you want to choose your mortgage without receiving advice, you can apply for a mortgage online and complete the necessary forms in your own time and at your own pace. Please be aware that if you choose to apply online without advice we will not give you any recommendations, so you must be confident in choosing the mortgage which is right for you.

How to contact us:

Apply in branch

Come in for a coffee and a quick chat, make an appointment in the branch nearest you.

Give us a ring

We’re happy to speak to you over the phone.*


Apply online at a time and place convenient to you

You currently can’t apply online if you’re using an iPad or iPhone with iOS 12.2 or higher. We’re sorry for any inconvenience this causes – please use another device or call us on 0800 169 0082.

*FYI, for your security and to improve our service to you, we may record and monitor phone calls for training purposes.

Please note self- build, Personal Current Account and Shared ownership (through the Northern Ireland Co-Ownership Housing Association or NICHA) mortgages can only be applied for in branch.

Full written details and quotations are available on request. All mortgages are subject to status and valuation and are only available to persons over the age of 18 years.

All information correct as at August 2019.

Bank of Ireland Group provides mortgages in the UK through “Bank of Ireland Mortgages” and “Bank of Ireland UK”.

If you are in doubt as to your mortgage provider or have any queries relating to our UK mortgage products or services please contact our UK administration centre at: Bank of Ireland (UK Mortgages), PO Box 3191, Bristol, BS1 9HY. Phone: (0117) 979 2222. Fax (0117) 929