First time buyer

We know it’s more than a mortgage.

New mortgage products available to Northern Ireland Customers only.



Helping you onto the property ladder

We know it’s more than a mortgage. It’s about finding a home to call your own, your very own castle where you can decorate (and redecorate), have mates round and play music loud – somewhere you will pour your personality into.

The journey to owning your first home can be an emotional rollercoaster, we understand that and are committed to helping you find a mortgage that best suits your needs. We can provide you with an initial Agreement in Principle (AIP) once you provide some basic details. This will confirm the amount you can borrow and won’t affect your credit score. We are always here to answer questions and chat about options.

How to contact us:

Give us a ring

We’re happy to speak to you over the phone.*


Apply online at a time and place convenient to you

*FYI, for your security and to improve our service to you, we may record and monitor phone calls for training purposes.

Full written details and quotations are available on request. All mortgages are subject to status and valuation and are only available to persons over the age of 18 years.

All information correct as at July 2021.

Bank of Ireland Group provides mortgages in the UK through “Bank of Ireland Mortgages” and “Bank of Ireland UK”.

If you are in doubt as to your mortgage provider or have any queries relating to our UK mortgage products or services please contact our UK administration centre at: Bank of Ireland (UK Mortgages), PO Box 3191, Bristol, BS1 9HY. Phone: (0117) 979 2222. Fax (0117) 929

Your home may be repossessed if you do not keep up repayments on your mortgage