New mortgage products available to Northern Ireland customers only.


Finding a remortgage deal that’s right for you

If you’re looking to stay in your home and switch from your current lender, we have a range of mortgages that could help you to save money. You may be able to switch to a better rate, or you may want to choose a mortgage that helps you save on upfront costs. You could also borrow more for reasons including home improvements or helping a close relative buy their first home. We can provide you with an initial Agreement in Principle (AIP) once you provide some basic details. This will confirm the amount you can borrow and won’t affect your credit score.

Before you consider remortgaging you should check with your existing mortgage provider to see whether there are any Early Repayment Charges or fees that you’ll have to pay if you leave them. If you decide to switch, you should also take into consideration any potential future rate changes that may affect you including the rate that you revert to once your promotional rate ends and any increases in the Bank of England Base Rate or in our Standard Variable Rate.

Full written details and quotations are available on request. All mortgages are subject to status and valuation and are only available to persons over the age of 18 years.

All information correct as at September 2019.

Bank of Ireland Group provides mortgages in the UK through “Bank of Ireland Mortgages” and “Bank of Ireland UK”.

If you are in doubt as to your mortgage provider or have any queries relating to our UK mortgage products or services please contact our UK administration centre at: Bank of Ireland (UK Mortgages), PO Box 3191, Bristol, BS1 9HY. Phone: (0117) 979 2222. Fax (0117) 929

Your home may be repossessed if you do not keep up repayments on your mortgage