Finding a remortgage deal that’s right for you
There are lots of reasons why you may want to switch your mortgage to Bank of Ireland UK, such as:
- Your current mortgage deal is coming to an end
- You want increase your term to make your payments more affordable or decrease it to pay off your mortgage sooner
- You might need some extra cash so you can make improvements to your home or send your children to university.
Whatever the reason, our mortgages offer a range of features such as no product fee to pay, a Standard Valuation fee or legal fees paid by us and cashback paid to you following completion. Once you give us with some basic details we’ll provide you with an initial Agreement in Principle (AIP). This will confirm the amount you can borrow and won’t affect your credit score.
Before you consider remortgaging you should check with your existing mortgage provider to see whether there are any Early Repayment Charges or fees that you’ll have to pay if you leave them. If you decide to switch, you should also take into consideration any potential future rate changes that may affect you including the rate that you revert to once your promotional rate ends and any increases in the Bank of England Base Rate or in our Standard Variable Rate.
Full written details and quotations are available on request. All mortgages are subject to status and valuation and are only available to persons over the age of 18 years.
All information correct as at October 2022.
Bank of Ireland Group provides mortgages in the UK through “Bank of Ireland Mortgages” and “Bank of Ireland UK”.
If you are in doubt as to your mortgage provider or have any queries relating to our UK mortgage products or services please contact our UK administration centre at: Bank of Ireland (UK Mortgages), PO Box 3191, Bristol, BS1 9HY. Phone: (0117) 979 2222. Fax (0117) 929 email@example.com