First time buyer

We know it’s more than a mortgage.

New mortgage products available to Northern Ireland Customers only.

How to apply

Need advice?

If you prefer to receive advice on the type of mortgage products available, how much you can afford or whether you are eligible or meet our requirements for a mortgage, you can:

  • apply online with advice, or
  • call us and speak to an adviser.

We’ll guide you through the application process, carry out an assessment of your needs and circumstances and recommend the best Bank of Ireland UK mortgage product for you.

Know which mortgage you want?

If you’re sure that you want to choose your mortgage without receiving advice, you can apply for a mortgage online and complete the necessary forms in your own time and at your own pace. Please be aware that if you choose to apply online without advice we will not give you any recommendations, so you must be confident in choosing the mortgage which is right for you.

How to contact us:

Give us a ring

We’re happy to speak to you over the phone.*

Online

Apply online at a time and place convenient to you

*FYI, for your security and to improve our service to you, we may record and monitor phone calls for training purposes.


Full written details and quotations are available on request. All mortgages are subject to status and valuation. Residential mortgages are only available to persons over the age of 18 years. For Buy to Let Mortgages, the principle applicant must be aged 21 years or over.

All information correct as at May 2021.

Bank of Ireland Group provides mortgages in the UK through “Bank of Ireland Mortgages” and “Bank of Ireland UK”.

If you are in doubt as to your mortgage provider or have any queries relating to our UK mortgage products or services please contact our UK administration centre at: Bank of Ireland (UK Mortgages), PO Box 3191, Bristol, BS1 9HY. Phone: (0117) 979 2222. Fax (0117) 929 3787. mortgage.services@boipluk.co.uk

Your home may be repossessed if you do not keep up repayments on your mortgage