First time buyer

We know it’s more than a mortgage.

New mortgage products available to Northern Ireland Customers only.

Rates, criteria and general information

Our Rates and Criteria

The two documents below provide our full range of mortgage rates and related lending criteria for new customers:

For general information about our mortgages and us see the below document:


Full written details and quotations are available on request. All mortgages are subject to status and valuation and are only available to persons over the age of 18 years.

All information correct as at May 2021.

Bank of Ireland Group provides mortgages in the UK through “Bank of Ireland Mortgages” and “Bank of Ireland UK”.

If you are in doubt as to your mortgage provider or have any queries relating to our UK mortgage products or services please contact our UK administration centre at: Bank of Ireland (UK Mortgages), PO Box 3191, Bristol, BS1 9HY. Phone: (0117) 979 2222. Fax (0117) 929 3878.mortgage.services@boipluk.co.uk

Your home may be repossessed if you do not keep up repayments on your mortgage