Business savings and deposits rates
All rates correct as at 21 April 2026.
Premium Business Reserve
| £ | Gross1/AER2 % (variable) | |
|---|---|---|
| 1+ | 1.20/1.20 | |
| Less than 1 | 0.00 | |
| Interest is calculated daily on your closing balance and is paid half yearly, in March and September | ||
Flexible Business Deposit
| Gross1/AER2% (Fixed) | |
|---|---|
| 6 months | 2.86 / 2.88 |
| 12 months | 3.13 / 3.13 |
| 18 months | 3.20 / 3.18 |
| 2 years | 3.24 / 3.19 |
- The rate quoted is indicative and may change. The final rate, which may be higher or lower, will be confirmed at the time the deposit is placed.
- Customers depositing more than £500,000 may be eligible for higher rates, which can be discussed with a Relationship Manager.
- Interest is calculated daily, so any withdrawals you make will reduce the total interest earned.
- The interest rate is fixed for the duration of the fixed term deposit and paid in one sum at the end of the term.
Fixed Term Deposit Accounts
Interest rates are fixed and depend on the term and deposit amount you choose. Complete our short online form and a member of our business savings team will call you back to confirm the rates available to you.
Full account conditions and details of when interest is paid are available on our Business savings account pages.