Your card

Existing customer cards

Valuable benefits on all Bank of Ireland UK Credit Cards

All of our Credit Cards, excluding the Student Credit Card, come with a host of features

Representative Example
19.9% 19.9% p.a. £1,200
APR Representative (Variable) Purchase Rate (Variable) Assumed Credit Limit
  • 0% Balance Transfer
  • A balance transfer facility is available on all products (except Student Credit Card) for a limited period of time, making your finances easier to manage. A Balance Transfer fee of 2.49% will apply on each Balance Transfer for the Mastercard Matched and 2.98% for other cards. This will increase the amount you owe.

  • 0% on purchases will apply for a limited period of time from account opening date, then moving to the purchase rate
  • A special introductory offer will apply on all products, which means that your shopping’s covered! Pay on time each month and stay within your credit limit to keep your promotional rates. When the promotional offer ends any outstanding amount will be charged interest at your standard variable rate.

  • Contactless payments
    Now you can pay in a wave. Your new card uses contactless technology – so you can pay for things up to £45 in seconds where you see the Contactless symbol. Simply hold your card over the Contactless reader and wait for the green light – it’s quick, easy and secure.
    The contactless payments symbol
  • No Annual Fee
  • There is no annual fee on any Bank of Ireland UK Credit Card

  • Add Three Additional Cardholders Free of Charge (not applicable to Student Credit Card)
  • You can extend all the benefits of your Credit Card to your spouse/partner by making them an additional card holder on the account. You can have up to three additional cardholders on your account at no cost to you. Any additional cardholders must be 18 years or over. Please note that you will be liable for any debt accrued on the account by Additional Cardholders.

  • Using Your Card Abroad
  • Additional charges will apply when you use your credit card outside the UK. Please click here for more information.

  • Direct Debit

    Are you an existing customer and want to set up or amend a Direct Debit?

    For your ease and convenience, simply download and complete the enclosed Direct Debit mandate.

    Once complete, please post to:

    Bank of Ireland UK Card Services
    PO Box 482
    BT1 5LR

    You can also set up a direct debit by calling 0345 309 8099.

* For your security and to improve our service to you, we may record and monitor phone calls for training purposes.
Applicants must be 18 years or over. Terms and Conditions apply.