Independent service quality survey results

As part of a regulatory requirement, an independent survey was conducted to ask approximately 500 customers of each of the 12 largest personal current account providers if they would recommend their provider to friends and family. The results represent the view of customers who took part in the survey.

These results are from an independent survey carried out between July 2025 and June 2026 by Ipsos Mori as part of a regulatory requirement.

Bank of Ireland UK has published this information at the request of the Competition and Markets Authority so you can compare the quality of service from personal current account providers. In providing this information, we are not giving you any advice or making any recommendation to you and we can only give you information about our own products and services.

Customers with personal current accounts were asked how likely they would be to recommend their provider, their provider’s online and mobile banking services, services in branches and overdraft services to friends and family.

The results show the proportion of customers of each provider, among those who took part in the survey, who said they were ‘extremely likely’ or ‘very likely’ to recommend each service.

Participating providers: AIB, Bank of Ireland UK, Barclays, Chase, Danske Bank, Halifax, HSBC UK, Monzo, Nationwide, Santander, Starling Bank and Ulster Bank.

Approximately 500 customers a year are surveyed across Northern Ireland and the Republic of Ireland for each provider; results are only published where at least 100 customers have provided an eligible score for that service in the survey period.

6,027 people were surveyed in total.

Results are updated every six months in August and February.

Visit Ipsos to find out more.

View the independent service quality metrics for business current accounts..

View the requirement to publish the Financial Conduct Authority (FCA) Service Quality Information for personal current accounts and for business current accounts.

If you are having difficulties viewing this information, download the results:

Read the FCA voluntary information requirement on the key ways of supporting the needs of all personal current account customers.

View the FCA requirement to publish our Open Banking statistics.