Loans for all sorts

Whether you're looking to

  • purchase a new car
  • improve your home
  • plan a fabulous wedding, or
  • just tidy up your finances

a loan from Bank of Ireland UK could help make your dreams come true.

Check your eligibility without impacting your credit score

It takes just a few minutes to calculate repayments and check your eligibility! To do this, and apply online click below.


Please note that all repayment options quoted are based on the illustrative interest rate (APR), which is the lowest rate available for that loan amount. The loan rates quoted are available to standard loan customers only.
If you are approved for a loan, the rate offered will depend on your personal circumstances and may be higher. The loan rates quoted are available to standard loan customers only.

moneyfacts 2023 shortlisted

Representative example

Representative 14.9% APR. Based on a loan of £4,000 over 3 years, with monthly repayments of £136.65 and total amount repayable of £4,919.47, which includes £919.47 interest at 14.9% fixed p.a..

Important: The interest rate you’re offered will depend on your personal circumstances – including your credit rating. The maximum APR you could receive is 29.9%.

Make sure to read our Statement of lender and borrower responsibilities. You should also read our Important Information and our Terms and Conditions before you apply.

What you could use our loans for:

Want to buy a car?

A dog sitting in car boot

Our loans can help you buy your first car or upgrade your current car.


Is it time to give your home a makeover?

A couple painting a blue wall

Whether it’s a new kitchen, bathroom or something else, our loans come with fixed repayments. This allows you to get that project off the ground and stay in control of your finances.


Getting married?

A bride on her wedding day

Whatever type of wedding you’re planning, you’ll want everything to be just right. Our personal loan could help you spread the cost with fixed monthly payments and a low rate.


The details

  • 14.9% APR Representative (fixed) for loans between £1,000 and £40,000
  • Borrow between £1,000 and £40,000
    • Please note there is specific criteria for loans over £25,000. Please look at the eligibility criteria contained in the FAQs before applying.
  • Fixed monthly repayments
  • Instant decision in most cases
  • No arrangement or set-up fees