We don’t like to think that the worst could happen to us but unfortunately it can and sometimes it does. Your future is unknown and it’s important to consider the risks and be prepared if things don’t go to plan. This means thinking about what’s important to you, for example, your family, your lifestyle and your home (rent or mortgage), and making sure they’re protected.

To work out whether you need protection and what type of protection you might need, it’s important to look at the whole picture.

  • What savings do you have?
  • Do you have a mortgage or any debts you need to pay?
  • Do you already have any insurance products, and if so what do they cover?

No two people are the same and the type of protection you may need will depend on your personal circumstances and stage in life.

Your:

  • age
  • health
  • marital status

For more information on securing your financial future visit the Money Advice Service

The information contained in this article has been prepared by Bank of Ireland for information purposes only. Bank of Ireland believes any information contained in the article to be accurate and correct at the time of publishing.