If you applied for a Bank of Ireland UK loan before 5 November 2019 please click here to apply for a payment break. These loans were provided by NIIB Group Limited trading as Northridge Finance.
Alternatively, if you applied for a Bank of Ireland UK loan on or after 5 November 2019, you can apply for a payment break by completing the form on the following page
Please be assured, any payment breaks offered will not affect customer’s credit files held by Credit Reference Agencies.
If you take a payment break we are legally obliged to send you a ‘Notice of Sums in Arrears’ which will inform you that you have fallen behind with your repayments and are in breach of your agreement with us. However, this is not the case and your account will not be in arrears as long as you make your contractual monthly repayments as they become due when your payment break ends. Further information about why we have to send you this can be found in the FAQs below.