Rates & fees

Northern Ireland Customers


Savings and deposits rates

Savings & Deposit Rates NI

All rates correct as at 11 December 2020.

Classic Saver

£ Gross1/AER2 %
1+ 0.05
Less than 1 0.00

KidSave

£ Gross1/AER2 %
1+ 0.10
Less than 1 0.00

Premium Business Reserve

£ Gross1/AER2 %
1+ 0.05
Less than 1 0.00
Interest is calculated daily on your closing balance and is paid half yearly, in March and September

Limited Edition Fixed Term Deposit

Balances £2000 to £1,000,000 Gross1/AER2 % (Fixed)
6 months 0.10/0.10
12 months 0.30/0.30
2 years 0.45/0.44

Call Account

£
Interest rates are variable and paid twice a year in March and September
10,000+ The rate of interest applicable to your account will be agreed with you on the date that your account is opened. If you have already taken advantage of our bespoke rate offering, please contact your local branch or Business Team to confirm your interest rate.

Standard Fixed Term Deposit Account

£
Interest rates are fixed and paid at the end of the agreed term.
10,000+ The rate of interest applicable to your account will be agreed with you on the date that your account is opened. If you have already taken advantage of our bespoke rate offering, please contact your local branch or Business Team to confirm your interest rate.

Interest rates for accounts no longer available to new customers

Limited Edition Fixed Term Deposit

Minimum deposit £2,000, maximum £1,000,000

Length of Term Offer period Interest rates (Fixed) Gross1/AER2 %
6 months 1 April 2016 – 17 July 2016 0.60
6 months 18 July 2016 – 18 September 2016 0.45
6 months 19 September 2016 – 10 December 2020 0.30
9 months 14 February 2014 – 30 March 2016 0.80
9 months 1 April 2016 – 17 July 2016 0.75
9 months 18 July 2016 – 18 September 2016 0.60
9 months 19 September 2016 – 10 December 2020 0.45
12 months 14 February 2014 – 30 March 2016 1.10
12 months 1 April 2016 – 17 July 2016 1.01
12 months 18 July 2016 – 18 September 2016 0.90
12 months 19 September 2016 – 10 December 2020 0.60
18 months 14 February 2014 – 30 March 2016 1.35
18 months 1 April 2016 – 17 July 2016 1.11
18 months 18 July 2016 – 18 September 2016 1.00
18 months 19 September 2016 – 10 December 2020 0.65
2 years 14 February 2014 – 30 March 2016 1.60
2 years 1 April 2016 – 17 July 2016 1.21
2 years 18 July 2016 – 18 September 2016 1.00
2 years 19 September 2016 – 10 December 2020 0.75
6 month Bank at Work Scheme 1 April 2016 – 17 July 2016 0.60
6 month Bank at Work Scheme 18 July 2016 – 18 September 2016 0.45
6 month Bank at Work Scheme 19 September 2016 – 10 December 2020 0.35

Interest rates are fixed for the duration of the term and interest is paid in one sum at the end of the term.

Standard Fixed Term Deposit Accounts and Callable Fixture Deposit Accounts

If you have already taken advantage of our bespoke rate offering, please contact your local branch or Business Team to confirm your interest rate.

Full account conditions and details of when interest is paid are available from any Bank of Ireland branch or by contacting our Customer Services Dept on 0345 6016 157.
1 Gross rates are variable. Interest is paid gross without the deduction of tax.
2 AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if the interest rate was paid and compounded once each year.