Arranging for someone to help you manage your account

A to Z list of terms



  • Attorney

    The person who is given authority by a power of attorney to act on behalf of the donor in financial or medical/health matters



  • Carer

    A person who has been appointed to care for another person in financial and health matters.

  • Court of Protection

    A Court that makes decisions on financial or welfare matters for people who can’t make decisions for themselves at the time they need to be made.

  • Court Order

    A ruling issued by a court or a judge requiring a person to do or not do something.



  • Deputy

    A person appointed by the Court of Protection to act on behalf of another person who is unable to make decisions for themselves (England & Wales).

  • Donor

    A person who is giving another person authority to act on their behalf in financial or medical and health matters.



  • Enduring Power of Attorney

    A legal document that appoints one or more people (Attorneys) to act on behalf of the donor to manage their affairs. (Please note: Enduring Power of Attorneys in England and Wales were replaced by Lasting Power of Attorney in October 2007 and no longer available. Enduring Power of Attorney is a current method of Power of Attorney in Northern Ireland).

  • Estate

    The property, assets and outstanding debts belonging to a person who has died.



  • Granter (Scotland)

    The person giving another person authority to act on their behalf in financial or medical and health matters (equivalent to Donor in England & Wales).

  • Guardian (Scotland)

    A person appointed by a court to make decisions regarding the care of another person.

  • Guardianship (Scotland)

    A legal proceeding to determine whether a person is legally incapable and should have a Guardian appointed to care for the person or the person’s financial matters.

  • General Power of Attorney

    A Power of Attorney that gives a person very broad powers, generally to conduct all kinds of business on behalf of another person.





  • Incapacitated or incapcity

    The position of no longer having the ability to perform an action or an activity which may be due to a physical or mental condition.



  • Letter of Authority

    Written confirmation from a person enabling the sharing of information with a named third party for a set period of time or for a defined purpose. (Please note: This is an informal mechanism and does not permit the appointee to make any transactions or alterations to any contract).



  • Office of Public Guardian

    A government body which protects people in England and Wales who may not have the ability to make decisions for themselves.



  • Power(s) of Attorney

    A document that gives one person (Attorney) authority to act on behalf of another person (Donor or Granter).



  • Solvent

    Having sufficient assets to pay their financial commitment and debts.