Bereavement

How we can help

When a family member or someone close to you passes away, it can be an upsetting and difficult time – particularly if you need to sort out their finances. We will do our best to help you with some practical suggestions and useful information.

Glossary

  • Administrator

    This is a person appointed by the court to handle the estate of an individual who has died without leaving a valid will (intestate). He or she is usually a close relative, but may be a close friend or a professional such as a solicitor. More than one administrator may be appointed.

  • Beneficiary

    This is a person who is left something in a will.

  • Death Certificatee

    This is an official certified copy of the information registered when someone passes away, including the date, place and cause of death.

  • Estate

    The property, assets and outstanding debts belonging to a person who has died.

  • Executor

    This is a person named in a person’s will to carry out his or her wishes. There may be more than one executor and their duties will typically include making sure any inheritance tax due is settled and applying for Grant of Probate. In some cases, a deceased person’s solicitor could be the executor.

  • Grant of Probate

    This is applied for through the courts – it confirms that a person’s will is valid, and confirms the executor as the representative of the person’s estate. It is sometimes referred to simply as probate.

  • Inheritance Tax

    This is the amount of tax assessed as payable on the deceased’s estate. It must be paid in advance of the court issuing Grant of Probate or Letters of Administration.

  • Intestate

    A person dies Intestate if they do not leave a valid will. In this case, an application needs to be made to the court for Letters of Administration to appoint an administrator.

  • Letters of Administration

    This is an official court order appointing someone as the administrator of a deceased person’s estate when no valid will exists.

  • Next of Kin

    A person’s closest living relative or relatives.

  • Testator

    This is a person who has written a will that is in effect at the time of his/her death.

  • Will

    This is a legal document detailing how a person wishes their estate to be distributed upon their death. It specifies the person or people he or she wants to carry out the will’s instructions.