Business On Line

Our online banking service Business On Line is available to existing Bank of Ireland UK business customers

Payment Cut-off Times

The table below illustrates the cut off times for domestic and international payments for UK customers.

UK Customers
DOMESTIC PAYMENTS

Payment Cycle

Currency

New Cut-Off Time

Same Day CHAPS GBP (Urgent Sterling BOIUK to BOIUK) 17:00
Same Day CHAPS GBP (Urgent Sterling BOIUK to other domestic UK banks) 16:00
INTERNATIONAL SAME DAY

Payment Cycle

Currency

New Cut-Off Time

Same Day GBP
GBP to ROI
16:00
16:00
Same Day EUR 14:00
Same day USD 14:00
Cross Border Account Transfer1 16:00
These are Bank of Ireland Cut Off times only; Bank of Ireland does not have any oversight or control over Beneficiary Bank cut off times
 
  • Bank Holidays

    For a complete overview of Bank Holidays (non-processing/payment days for Business On Line payments), please see below:

    Date ROI NI GB
    Monday 18th March 2019 YES YES NO
    Friday 19th April 2019* YES YES YES
    Monday 22nd April 2019* YES YES YES
    Monday 6th May 2019 YES YES YES
    Monday 27th May 2019 NO YES YES
    Monday 3rd June 2019 YES NO NO
    Friday 12th July 2019 NO YES NO
    Monday 5th August 2019 YES NO NO
    Monday 26th August 2019 NO YES YES
    Monday 28th October 2019 YES NO NO
    Wednesday 25th December 2019* YES YES YES
    Thursday 26th December 2019* YES YES YES
    Friday 27th December 2019 YES YES NO
    Wednesday 1st January 2020* YES YES YES
    * Target closing days. These days will not be settlement days for the Euro money market or for foreign exchange transactions involving the Euro, therefore payments in Euro will not be credited/debited to accounts until the following working day
1 A cross border account transfer is a payment between accounts registered on a single Business On Line profile where either the debit and/or credit account is a foreign currency account held in Bank of Ireland UK Global Markets within the GB or NI jurisdiction.