Choose the online banking option that works for your business

We offer two online banking services. Both give you secure, easy access to your business accounts. The main difference is how much control and functionality you need.

Compare your options

Every business is different, so you can choose the service that suits the way you manage your money. If you want simple access on the go, we have an option for that. If you need more advanced features and want to control who can do what, we have a service for that too.

365 phone and digital banking Business On Line
Summary 365 phone and digital banking is a simple service for your business. It lets you bank securely, anytime and anywhere. Business On Line is our online banking service for business customers with more complex banking needs.
Features
  • Check your balance and transactions instantly – See your balance and recent activity at any time.
  • Transfer money and pay bills – Move money between your accounts. Make UK, SEPA and international payments quickly and securely.
  • Stronger Protection for Your Banking – manage your finances with confidence with bank-level security.
  • Bank with convenience using the 365 mobile app – available on Android and iOS
  • Login and authenticate with biometrics – using FaceID or fingerprint
  • Daily payment limit of £20,000.
  • One nominated user for simplicity
  • e-statements View and download your statements whenever you need them.
  • Card controls – freeze your card, get spend alerts, view your PIN.
  • Manage your account online – Update your address, add accounts, request certificates and more.
  • Make high value payments – Send larger payments, up to the daily limit you set.
  • Pay multiple people at once – Make bulk payments, such as salary runs, in a single step.
  • Add extra users – Set up additional users and control their access.
  • Manage foreign currency accounts – View and control your currency accounts.
  • Connect with your accounting systems – Send and receive information directly to and from your software.
  • Use dual approval – Add a second person to approve some or all payments.
  • View Commercial Card details – Check balances, view transactions and make payments.
Who can apply?
  • Sole Traders
  • Partnerships
  • Limited Liability Partnerships (LLPs)
  • Limited Partnerships (LPs)
  • Limited Companies
  • Unincorporated Organisations
All business types.
Charges Free Free for the first 6 months after first login
£5 per month after the free period
  • Still unsure of which channel is for you?

    Flowchart helping businesses choose between two banking channels. It starts with “Make payments over €20,000 per business day?” If Yes, choose Business On Line for comprehensive online needs. If No, next question: “Need to view currency accounts or make bulk payments?” Yes also leads to Business On Line. If No, next question: “Need more than one person to access Online Banking and authorise payments?” Yes leads to Business On Line; No leads to 365 Digital & Phone for easy, anytime banking.

    This table compares the features available on Bank of Ireland UK’s 365 online banking and mobile app. It lists services such as checking balances, viewing recent transactions, transferring money, paying bills, managing standing orders, and accessing customer support. Each feature is marked to show whether it is available on the online platform, the mobile app, or both. For detailed steps and further information on each service, use the buttons on the page to navigate to dedicated sections.