Change the way you pay, today

Google Pay is now available to Bank of Ireland UK personal and business* customers on all Android devices.

Add your debit card to the digital wallet on your smartphone or tablet and make quick, easy and contactless payments using your phone.

*Initially this will be made available for sole traders (who are sole signatory on their business account) that hold a Bank of Ireland UK business debit card

Note – This service not available to Bank of Ireland UK personal or commercial credit card holders at this time.

Features & Benefits

Digital wallets take the hassle out of paying for goods or services, allowing you to make quick, easy and contactless payments by holding your smartphone device near a card reader. You can also pay for goods and services in apps or online using your digital wallet.

  • No need to have your physical card, wallet or bag on you to make payments when you’re out and about. You just need your Android smartphone.
  • You can store your Bank of Ireland UK debit cards in your digital wallet. (Please note that Bank of Ireland UK personal or commercial credit cards cannot be stored within Digital Wallets at present.)
  • You can use your digital wallet to pay for goods and services online. No need to remember or find your card details.
  • There is no upper limit, so you are not restricted to the current contactless payment limit (transactions over £45 may not be supported by some merchant terminals).
  • If you report your debit card as lost or stolen, a new card will be ordered and posted to you. Your Bank of Ireland UK debit card in your digital wallet will be automatically updated on the second business day after reporting the card lost or stolen. You do not need to update your digital wallet. You will not be able to use your Bank of Ireland UK debit card on your digital wallet until it has been automatically updated.

You can use you digital wallet wherever you see the Google Pay symbol, or contactless payment sign.

  • How do I set up Google Pay?
    Google Pay is the fast, simple way to pay with Google and Bank of Ireland UK debit cards. When you use your phone to pay in shops and online, Google Pay will not send your Bank of Ireland UK card number to make your payment – your card details stay safe in your Google account.

    How do I set up Google Pay?

    It’s now even easier to get set up on Google Pay with your Bank of Ireland UK debit card. Use the simple steps below to get set up straight away.

    1. Download the Google Pay app to your Android device.
    2. Add your chosen Bank of Ireland UK debit card to your Google Pay digital wallet.
    3. Validate your card entry to your digital wallet via one of 2 methods (receipt of a One Time Passcode anytime 24/7 via SMS or by calling Bank of Ireland*)
      *Phones lines for card validation are available 9am-5pm Mon-Fri or 10am – 4pm Saturday & Sunday.
    4. You can now use Google Pay on your Android device.
  • Where can I use Google Pay?

    In Shops

    For transactions under £45, simply wake your phone. For added security, you will occasionally be required to also unlock your device.

    For transactions over £45*, unlock your device and hold the back of it near the Contactless payment terminal until you see a checkmark. Your phone will beep and/or vibrate to confirm that the payment has been made.

    *Google Pay above £45 may not be supported by some merchant terminals

    Look for either of these symbols at checkout:

    In-app purchases

    Just select the Buy with Google Pay button at checkout within participating apps.

    See your transactions

    You can see a record of every payment you’ve made using Google Pay by checking your transaction history in the Bank of Ireland banking app or in 365 online.

    You can also see your last 10 Google Pay payments, including merchant details, under ‘Transaction history’ in the Wallet app.

    Switch between cards

    The first card you add to Google Pay becomes your default payment card however you can also choose which card to use when you’re about to pay – just open the Wallet app first and select the card you want to use.

    For in-app purchases, just select the Buy with Google Pay button at checkout within participating apps.

    Find out more about how to set up Google Pay.

    Please note that clicking on the link below will result in a new browser being launched to display non-Bank of Ireland content on the third party site.

    Google Pay FAQs

  • Terms and Conditions
    To see Bank of Ireland Digital Wallet Terms and Conditions click here.
  • FAQs
    For those who are new to digital wallets, we have collated the most frequently asked questions to help you on this exciting journey here.