Smarter Everyday Banking

Save time and money

Smarter Everyday Banking

The changing face of payments over the last number of years has seen a significant shift towards automated payments and online banking; what was once the choice of tech-savvy start-ups is now commonplace, with many businesses now expecting to do most of their day-to-day banking online.

We are committed to providing you with quick, efficient and cost-effective ways of banking with us, designed to help your business thrive and grow with improved cash-flow and greater security.

The pricing structure for business customers, aims to support you in reducing cheque and cash usage, enabling you to save time and money by banking via our automated and online channels, available 24/7.

Diagram of a funnell

Five easy ways to reduce your everyday banking fees

1.Use online services to save you money

Get instant access to your account, reduce your transaction fees, save time and benefit from extended payments cut-off times. To find out more, speak to your business adviser /relationship manager.

2.BOI UK Payment Acceptance1

Accepting debit or credit card payments with BOI UK Payment Acceptance makes it easier and faster for customers to pay you. It saves you time and money too with clear and transparent pricing. We can help in getting you set up quickly to take payments this way – whether you’re a sole trader, small to medium enterprise or operating `on the go’. To find out more, please visit or speak to your branch or account manager.

3.Card Payments

Use a debit2 or credit card3 to make payments in person, over the phone or online. Card payments enable you to have better control of your spend and save on the costs of cash and cheque payments. Speak to your branch or account manager for more information on the Bank of Ireland Visa Business Debit Card or Business Commercial Credit Card.

4.Stop writing cheques

Cheques are a slow and expensive way to pay for goods or services. You can save time and money by setting up a direct debit, standing order or transferring money online for free.

5.Reduce the levels of cash you lodge

The more you use online payment options, debit card and contactless payments, the more you’ll cut your costs.

Smart ways to make daily savings

3 Cost based on UK 1st Class post as at March 2018.

1 Payment Acceptance is provided by EVO Payments International GmbH trading as BOI UK Payment Acceptance. Underwriting Criteria, Terms and Conditions apply. EVO Payments International GmbH, trading as BOI UK Payment Acceptance is licenced by the Federal Financial Supervisory Authority BaFin (Bundesanstalt fur Finanzdienstleistungsaufsicht) in Germany and is regulated by the Central Bank of Ireland and the Financial Conduct Authority for conduct of business rules. EVO Payments International GmbH (trading as BOI UK Payment Acceptance) is not a member of the Bank of Ireland Group. BOI UK Payment Acceptance has entered into a marketing alliance with Bank of Ireland (UK) plc. BOI and the Tree of Life logo are trademarks of The Governor and Company of the Bank of Ireland and are being used under licence by EVO Payments International GmbH, trading as BOI UK Payment Acceptance
2 Terms and conditions apply.
3 The Commercial Card is solely for Business Transactions. Lending criteria, terms and conditions apply.