Representative Example
17.9% 17.9% p.a. £1,200
APR Representative (variable) Purchase Rate (variable) Assumed credit limit
  • 0% on purchases will apply for 3 months from account opening date, thereafter 17.9% (variable)
  • 0% on Balance Transfers for up to 9 months from account opening date, thereafter 17.9% (variable) – 2.98% fee applies. This will increase the amount you owe
  • Pay on time each month and stay within your credit limit to keep your promotional rates. When the promotional offer ends any outstanding amount will be charged interest at your standard variable rate
  • No annual fee
  • Queen’s University will receive a one-off payment for every approved account and further contributions for every retail purchase
  • Up to 56 days interest free credit when balance is paid in full by the payment due date
  • Flexible payment options
  • Customer Service – Our staff are available:  Mon-Fri 8am-8pm, Sat 8am-6pm, Sun 10am-5pm to take your calls
  • Easy access to cash advance facility (please refer to Summary Box for rates/fees)
  • PIN selection/balance enquiry at Bank of Ireland UK cash machines