Business Loans

We no longer offer Business Term Loans to new customers in Great Britain.

Enquiring about a Term Loan


We can offer the right type of funding to help your business grow and succeed. Whether you’re a start-up, or looking to boost your existing business, we’re here to help.

If you would like more information about a Term Loan, please get in touch.

  • Fill in this enquiry form and we will call you within two working days.
  • Call us or visit us in branch. Search for your local branch on our Branch Locator. We’ll put you in touch with one of our Account Managers to discuss how we can help.

We want to make sure a Term Loan is right for your business needs and make sure your eligible. Here’s some of the information we might ask you for. Your account manager will be able to give you more information.


Your financial circumstances

To help us decide if we can give you a loan we will need the following:

Income How much personal income do you earn?  We also need details of what you own and what you owe.
Bank statements 6 months bank statements. This is for both your personal and business accounts.
Financial accounts Most recent year-end accounts for your business.


Your Business Plan

We’ll need a business plan to help us see how we can help you reach your goals.

We’ve given a few useful tips below to help you with your business plan. We’ve also added a template to help you set it out. We’re here to help. You can find lots of great articles to help you write a business plan. Simply search ‘writing a business plan’ on


Useful tips to use when thinking about your Business Plan What are the main opportunities?
What are the main challenges?
What does the current or future market for your business look like?
What are you doing to plan for the future?
What flexibility do you have to deal with future challenges?

Your future cash flow

We’d like to see how you’re planning for the future. We’ll need your Cash Flow Forecast so we can see how you can afford to repay your loan.

Your forecast should be realistic and detailed. It should include; Monthly incoming funds, and monthly outgoing costs
Sales and cost of sales
Timing of sales and payments