Bank of Ireland UK Annual Report 2025

 

“Bank of Ireland UK demonstrated financial resilience in 2025, while creating focused execution momentum in the first year of its current strategic cycle, achieving strong progress towards our ambition to deliver sustainably profitable growth by becoming our customers’ most trusted financial partner.”

Gail Goldie, Chief Executive Officer, Bank of Ireland UK

 

2025 Key Highlights

Underlying profit

£234m

before tax.

4% ↑

customer lending.

New

Online ISA

product launched.

  • Financial performance
    • £234m underlying profit before tax.
    • 19.6% CET1 ratio.
  • Sustainable Growth
    • 4% ↑ customer lending.
    • £0.5b ↑ in customer balances.
    • 229% ↑ on new electric vehicle lending.
  • Investment in the Future
    • £100m investment across core platform enhancement.
    • New online ISA product successfully launched.
    • Digitisation of customer journeys with current account opening times reduced by 50%.