Standard Variable Rate

Our Standard Variable Rate (SVR) is a variable rate of interest. It is set by the Bank of Ireland Group (the lender) and can go up or down at any time. Details of our latest rate can be found below.

The Standard Variable Rate for both Bank of Ireland Mortgages and Bank of Ireland UK is 4.74%.

The Bank of England has recently changed the Base Rate. There’s no need to call us, if a decision is made to change the Standard Variable Rate, affected customers will be informed in due course.