Change your term calculator

See how changing your term can affect your monthly payment.

You’ll find the details you need in your hub.


This calculator is just a guide to give you an idea of what your mortgage payment would be. We’ve made the following assumptions about your mortgage:

  • Calculations are based on a repayment (capital and interest) mortgage
  • Any regular overpayments remain the same for the term of the mortgage
  • Interest is calculated daily and added monthly
  • There is no change in interest rate that would recalculate your monthly payments
  • There are no other changes to your mortgage which may impact your monthly payment such as changes to your fixed rate period, mortgage type, overpayments made during your mortgage term
  • If you have different accounts that make up your mortgage, they must be calculated individually