Make a payment online
When you’re busy we know it can sometimes be difficult to fit things into your daily routine. That’s why we offer a quick and easy way to make a mortgage payment online. As it’s available 24/7, 365 days a year, you can use it whenever it suits you.
- Normal monthly payments
- Paying off your mortgage – request a Redemption statement to confirm the amount
- Regular or one off overpayments
You can also request a redemption statement, view overpayment information for each mortgage account and make overpayments through your hub.
To pay online, you’ll need:
- Your mortgage account number (from your hub or annual mortgage statement)
- The postcode of the mortgaged property
- Your debit/credit card
Online Payments are limited to £12,000. To pay more than this, please have a look at our other payment options.
Payments made after 6pm on the last day of your interest period won’t be applied to your account until the end of the next interest period. Your interest period will end on the last day of the month or the financial year ending March 31st, depending on whether your interest is charged monthly or annually. You can find out how your interest is calculated from your latest mortgage Offer.
Bank of Ireland will not charge you for using this service. However, please check with your card issuer to make sure you are fully aware of any fees or interest that may apply when making a payment. Please also be aware that payments by credit card may lead to increased debt. If you find yourself facing financial difficulties, please read our Money Worries section for more information and advice.
Setting up a Direct Debit is easier than you think.
- Save time – you won’t need to call or go online every month to make your payment
- Hassle free – payments are automatically taken from your account on an agreed date
- You’re protected – thanks to the Direct Debit guarantee
To set up a new Direct Debit, please download and complete the correct form for your mortgage:
Please send your completed forms to:
Mortgage Customer Services Department
Bank of Ireland
PO Box 3191
1 Temple Quay
Bristol
BS1 9HY
For your personal security, we recommend that you use recorded delivery if possible.
When making a payment, please use your mortgage account number as your reference.
| By BACS, online or Standing Order | By CHAPS or SWIFT |
|---|---|
For mortgage accounts starting with 82:
| For mortgage accounts starting with 82:
|
For all other mortgage account numbers:
| For all other mortgage account numbers:
|
If you’re making a payment from abroad and require an IBAN, get in touch.