Make a payment online
When you’re busy we know it can sometimes be difficult to fit things into your daily routine. That’s why we offer a quick and easy way to make a mortgage payment online. As it’s available 24/7, 365 days a year, you can use it whenever it suits you.
- Regular monthly payment
- Lump sum overpayment
- Redemption payment
- Mortgage related fees
Before making an online payment, you’ll need to have the following to hand:
- Your mortgage account number (which can be found on your annual mortgage statement)
- The postcode of your property
- Your debit/credit card
Online Payments are limited to £12,000. If you want to make a payment over this amount, please have a look at our other payment options.
You can also make an overpayment through your customer hub. You’ll be able to see your remaining overpayment allowance and the total overpaid this year.
If you’re currently within a promotional period, please remember that terms and conditions may apply to the minimum and maximum amounts you can overpay. For more information, take a look at our dedicated overpayments page.
The interest on your mortgage will be calculated monthly or annually (see your latest mortgage offer for details of which applies to you). Any payment made after 6pm on the last day of the month or the financial year ending 31 March (whichever applies to your mortgage), will not be taken into account until the end of the next interest period.
Bank of Ireland will not charge you for using this service. However, please check with your card issuer to make sure you are fully aware of any fees or interest that may apply when making a payment. Please also be aware that payments by credit card may lead to increased debt. If you find yourself facing financial difficulties, please read our Money worries section for more information and advice.
Setting up a Direct Debit is easier than you think.
- Save time – you won’t need to call or go online every month to make your payment
- Hassle free – payments are automatically taken from your account on an agreed date
- You’re protected – thanks to the Direct Debit guarantee
To set up a new Direct Debit, please download and complete the correct form for your mortgage:
Please send your completed forms to:
Mortgage Customer Services Department
Bank of Ireland
PO Box 3191
1 Temple Quay
Bristol
BS1 9HY
For your personal security, we recommend that you use recorded delivery if possible.
You can use one of the following options as an alternative to an online payment. You can also make a payment over £12,000 using these options. You’ll need to use your mortgage account number as your reference.
If you’re making a payment from abroad and require an IBAN get in touch with us on 0345 300 8000*.
By BACS, online or Standing Order
You can make payment by BACS, online or Standing Order using the following details:
For mortgage accounts starting with 82:
- Sort code 56-00-05
- Account number 21153876
For all other mortgage account numbers:
- Sort code 57-11-84
- Account number 53731530
By CHAPS or SWIFT
You can make payment by CHAPS or SWIFT using the following details:
For mortgage accounts starting with 82:
- Sort code 56-00-05
- Account number 21153884
For all other mortgage account numbers:
- Sort code 56-00-05
- Account number 41734556