Make a payment online

When you’re busy we know it can sometimes be difficult to fit things into your daily routine. That’s why we offer a quick and easy way to make a mortgage payment online. As it’s available 24/7, 365 days a year, you can use it whenever it suits you.

Overview

Use our handy online tool to pay:

  • Regular monthly payment
  • Lump sum overpayment
  • Redemption payment
  • Mortgage related fees

Before making an online payment, you’ll need to have the following to hand:

  • Your mortgage account number (which can be found on your annual mortgage statement)
  • The postcode of your property
  • Your debit/credit card

Online payments are limited to £12,000. If you want to make a payment over this amount, please call us to arrange a bank transfer on 0345 300 8000*.

You currently can’t apply or make online payments if you’re using an iPad or iPhone with iOS 12.2 or higher. We’re sorry for any inconvenience this causes – please use another device.

Make an online payment

If you’re currently within an Early Repayment Charge period, please remember that terms and conditions apply to the minimum and maximum amounts you can overpay. For more information, check out our dedicated overpayments page.

The interest on your mortgage will be calculated monthly or annually (see your latest mortgage offer for details of which applies to you). Any payment made after 6pm on the last day of the month or the financial year ending 31 March (whichever applies to your mortgage), will not be taken into account until the end of the next interest period.

Bank of Ireland will not charge you for using this service. However, please check with your card issuer to make sure you are fully aware of any fees or interest that may apply when making a payment. Please also be aware that payments by credit card may lead to increased debt. If you find yourself facing financial difficulties, please read our Money worries section for more information and advice.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
Set up a Direct Debit


Setting up a Direct Debit is easier than you think.

  • Save time – you won’t need to call or go online every month to make your payment
  • Hassle free – payments are automatically taken from your account on an agreed date
  • You’re protected – thanks to the Direct Debit guarantee

To set up a Direct Debit, simply download and return one of the forms below:

Please send your completed forms to:

Mortgage Customer Services Department
Bank of Ireland
PO Box 3191
1 Temple Quay
Bristol
BS1 9HY

For your personal security, we recommend that you use recorded delivery if possible.



YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE