Loan to value calculator

The loan to value (LTV) is the amount of your existing loan as a percentage of the value of your property. To calculate your loan to value, simply enter your current mortgage balance and the estimated value of your property. Our handy calculator will then do the rest for you.

This calculator is for illustrative purposes only. Please see the assumptions we have made below the calculator.


This calculator is for illustrative purposes only and we’ve made the following assumptions:

  • Based on a repayment mortgage
  • Any regular overpayments remain the same for the term of the mortgage
  • All years are of equal length
  • Interest is calculated daily and added monthly
  • Multiple sub accounts must be calculated individually
  • There is no change in interest rate that would recalculate your monthly payments
  • There will not be any changes to your mortgage which would result in a recalculation of your monthly payment e.g. changes to your product term, type or change of owners.