Graduate Loans

If you have graduated within the last 3 years, you are eligible to apply for a Graduate Loan. This offers a reduced rate of interest (APR) compared to the standard personal loan APR.

Graduate loans are available to help with the cost of starting out on your career, giving you access to a lump sum when you need it, for example purchasing a car, or helping you make some improvements to your first home.

Bank of Ireland UK Graduate Loans offer you a choice of flexible loan amounts and terms and is appropriate for medium to longer term borrowing needs.

  • The interest rate and monthly repayments are fixed and will stay the same throughout the term of the loan
  • You will know how much you have to pay every month, and can build that into your monthly budget along with your other commitments such as rent and so on

Representative 5.7% APR fixed for loans of £14,000

You can get a graduate loan if you meet our usual lending conditions. A graduate loan is only available for up to three years after you graduate. The interest, at the agreed rate, will be calculated on the amount of the loan at the beginning of the term and added to the loan amount. Our standard lending rates will apply to any extra borrowing or new loans taken out after the three-year period.

To apply now, call us free us on 0800 0850 444* or visit your local branch.

* For your security and to improve our service to you, we may record and monitor phone calls for training purposes.
Applicants must be 18 years or older. Written quotations available on request. The rate is guaranteed for the term of your loan.
Bank of Ireland UK personal loans are provided by NIIB Group Limited trading as Northridge Finance.  Bank of Ireland (UK) plc and NIIB Group Limited are Bank of Ireland Group companies.