Important Information about changes to our charges

 

  • Customers with accounts in Northern Ireland

    We are making changes to some of our charges – please see table below.

    Personal Customers



    Type of Charge
    Current Charge
    Charge from 5 Dec 2019
    Unpaid item charge: Charged when we refuse a payment from your account due to lack of funds (or it would take you past your arranged overdraft limit). We will charge you for each payment item we refuse to pay and this will be charged monthly. £20.00 £1.50
    Paid Transaction Fee: Charged when we allow a payment to be made from your account despite lack of funds (or that would take you past your arranged overdraft limit). We charge you for each payment item we pay and this will be charged monthly. £20.00 £1.50
    Type of Charge
    Current Charge
    Charge from 15 Dec 2019

    Cash withdrawal in foreign currency outside the UK

    Non-sterling cash fee – for cash withdrawn in Euro* within the EEA**

    *For cash withdrawn in any other currency within the EEA a charge of £1.50 will be made in addition to 2.75% of the amount withdrawn
    ** For cash withdrawn in foreign currency outside the EEA a charge of £1.50 will be made in addition to 2.75% of the amount withdrawn

    The machine will give you notice that you may be charged.

    £1.50 plus 2.75% of the amount withdrawn 2.75% of the amount withdrawn

    Business Customers



    Type of Charge
    Current Charge
    Charge from 5 Dec 2019
    Referral Item Fees: These items are paid. The charge is levied on each of these items up to a maximum of 3 per day. £19.00 £2.50
    Unpaid Items (out): These items are returned unpaid “bounced”. The charge is levied on each of these unpaid items. £38.00 £2.50
    Type of Charge
    Current Charge
    Charge from 15 Dec 2019
    Sending money outside the UK – urgent payments in Euro within the EEA same day using Business Online £25.00 £21.00

    Non-sterling cash fee – for cash withdrawn in Euro* within the EEA**

    *For cash withdrawn in any other currency within the EEA a charge of £1.50 will be made in addition to 2.75% of the amount withdrawn
    ** For cash withdrawn outside the EEA a charge of £1.50 will be made in addition to 2.75% of the amount withdrawn

    The machine will give you notice that you may be charged.

    £1.50 plus 2.75% of the amount of the withdrawal amount 2.75% of the amount of the withdrawal amount
  • Customers with accounts in Great Britain

    We are making changes to some of our charges – please see table below.

    Personal Customers



    Type of Charge
    Current Charge
    Charge from 5 Dec 2019
    Unpaid item charge: Charged when we refuse a payment from your account due to lack of funds (or it would take you past your arranged overdraft limit). We will charge you for each payment item we refuse to pay and this will be charged monthly. £20.00 £1.50
    Type of Charge
    Current Charge
    Charge from 15 Dec 2019
    Sending money within the UK – Telegraphic transfers (CHAPS) between banks £21.00 £25.00

    Cash withdrawal in foreign currency outside the UK.

    Non-sterling cash fee – for cash withdrawn in Euro* within the EEA**

    *For cash withdrawn in any other currency within the EEA a charge of £1.50 will be made in addition to 2.75% of the amount withdrawn
    ** For cash withdrawn in foreign currency outside the EEA a charge of £1.50 will be made in addition to 2.75% of the amount withdrawn

    The machine will give you notice that you may be charged.

    £1.50 plus 2.75% of the amount withdrawn 2.75% of the amount withdrawn

    Business Customers



    Type of Charge
    Current Charge
    Charge from 5 Dec 2019
    Missed Repayment Charge £35.00 £2.50
    Unpaid Cheque, Direct Debit or Standing Order (outwards) £35.00 £2.50
    Referral Item Charge £10.00 £2.50
    Type of Charge
    Current Charge
    Charge from 15 Dec 2019
    Sending money within the UK – Telegraphic transfers same day (CHAPS) between banks received by paper instruction £21.00 £25.00
    Sending money outside the UK – urgent payments in Euro within the EEA same day using Business Online £25.00 £21.00

    Non-sterling cash fee – for cash withdrawn in Euro* within the EEA**

    *For cash withdrawn in any other currency within the EEA a charge of £1.50 will be made in addition to 2.75% of the amount withdrawn
    ** For cash withdrawn outside the EEA a charge of £1.50 will be made in addition to 2.75% of the amount withdrawn

    The machine will give you notice that you may be charged.

    £1.50 plus 2.75% of the amount withdrawn 2.75% of the amount withdrawn