YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Why choose a Bank of Ireland UK mortgage?

Whether you are a first time buyer, trading up or simply looking to switch your mortgage from another lender, Bank of Ireland UK has a range of mortgage offers to suit your needs.

Moving house and making your house a home can sometimes cause a strain on your cash-flow. Our cashback mortgage is ideal for those in need of some extra cash. You could receive 2% of your total mortgage back as cash.

For example, that’s £2,500 cashback on a mortgage of £125,000.

What better way to help put your own unique stamp on your new home or give your existing home a new lease of life. The money is there for you to spend as you wish be it redecorating or a well-earned holiday.

This offer is for new residential customers and you will need to have a deposit of at least 15%.

View our full range of mortgage rates and related lending criteria for new customers.

Get the right advice?

Buying your first home, moving or switching your mortgage can feel like a big step. Your local dedicated Bank of Ireland UK Mortgage Sales Advisers will provide you with a friendly, guiding hand and take you through the whole process from start to finish. All our advisers are fully qualified, experienced in our entire mortgage range and are available to chat to you in person or by phone.

Before you consider remortgaging you should check with your existing mortgage provider to see whether there are any Early Repayment Charges or fees that you’ll have to pay if you leave them. If you decide to switch, you should also take into consideration any potential future rate changes that may affect you including the rate that you revert to once your promotional rate ends and any increases in the Bank of England Base Rate or in our Standard Variable Rate.

Apply in branch, over the phone or online