Buy to Let

New mortgage products available to Northern Ireland customers only.

A ‘RECEIVER OF RENT’ MAY BE APPOINTED AND/OR THE PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Three ways to apply

Mortgages for property investors

With years of experience, we fully understand the Buy to Let market. Whether you’re a first time landlord or an experienced property investor, we have Buy to Let mortgages especially designed for you. You can apply through your local branch, by phone and you now have the option to apply online as well.

Bank of Ireland UK does not provide any recommendation or advice in relation to Buy to Let mortgages.

The affordability of a Buy to Let loan is primarily based on the expected monthly income generated from letting the property to a tenant. The actual income generated may be different and can be influenced over time by changes within the rental market. You will remain responsible for meeting the costs of your loan and the additional costs associated with letting the property.

How to contact us:

Apply in branch

Come in for a coffee and a quick chat, make an appointment in the branch nearest you.

Give us a ring

We’re happy to speak to you over the phone.*

Online

Apply online at a time and place convenient to you

You currently can’t apply online if you’re using an iPad or iPhone with iOS 12.2 or higher. We’re sorry for any inconvenience this causes – please use another device or call us on 0800 169 0082.

*FYI, for your security and to improve our service to you, we may record and monitor phone calls for training purposes.

Please note self- build, Personal Current Account and Shared ownership (through the Northern Ireland Co-Ownership Housing Association or NICHA) mortgages can only be applied for in branch.


Full written details and quotations are available on request. All mortgages are subject to status and valuation. Residential mortgages are only available to persons over the age of 18 years. For Buy to Let Mortgages, the principle applicant must be aged 21 years or over.

All information correct as at September 2019.

Bank of Ireland Group provides mortgages in the UK through “Bank of Ireland Mortgages” and “Bank of Ireland UK”.

If you are in doubt as to your mortgage provider or have any queries relating to our UK mortgage products or services please contact our UK administration centre at: Bank of Ireland (UK Mortgages), PO Box 3191, Bristol, BS1 9HY. Phone: (0117) 979 2222. Fax (0117) 929 3787. mortgage.services@boipluk.co.uk